How to check a mortgage broker's license in Ontario
Before you share your financial details or sign anything, take two minutes to confirm your broker is licensed with the Financial Services Regulatory Authority of Ontario (FSRA). Here's exactly how.
Quick answer: search the broker's full legal name on the FSRA mortgage agent and broker search, check the license is current, and make sure the brokerage matches your paperwork.
Open the FSRA register ↗Search verified Ontario brokersWho licenses mortgage brokers in Ontario
In Ontario, mortgage agents, mortgage brokers and mortgage brokerages must be licensed by the Financial Services Regulatory Authority of Ontario (FSRA). FSRA publishes a searchable list of licensed agents and brokers through its Licensing Link. Ontario licenses mortgage agents and mortgage brokers (individuals), who must work through a licensed mortgage brokerage.
Step by step: verify a broker on the FSRA register
- Ask for the person's full legal name, their license number and the brokerage they work with. Ontario license numbers usually start with an "M".
- Open FSRA's mortgage agent and broker search (also reachable from fsrao.ca > Licensing Link > Mortgage Brokers > Searchable Listing). You can search by license number, last name or city.
- Check the status on their record. Expired, suspended and revoked records can still appear in results, so make sure the license is active.
- Confirm the brokerage on the record matches the one on your paperwork, and that the license type fits (mortgage agent or mortgage broker).
- Still unsure? Contact FSRA through fsrao.ca before you sign anything.
Red flags to watch for
- They can't or won't give you their full legal name, license details or brokerage.
- The name or brokerage on the register doesn't match their card, email or website.
- They pressure you to sign quickly, or to sign documents you don't understand or that have blanks.
- They ask you to send money to a personal account, or "guarantee" an approval before seeing your documents.
Can't find them? If you can't find them, or the license isn't active, don't sign anything or send money. Ask for their license number and check again, then contact FSRA. FSRA regularly warns consumers about unlicensed operators offering mortgage services in Ontario.
Find a license-verified broker in Ontario
Every broker on VerifiedAdvisors.ca is checked against the FSRA register before they are listed, and hidden automatically if their license lapses.
Or get matched with verified brokers for your situation.
Verified mortgage brokers by city in Ontario
Frequently asked questions
How do I check if a mortgage broker is licensed in Ontario?
Search their full legal name on the Financial Services Regulatory Authority of Ontario (FSRA) public register (mortgage agent and broker search), confirm their license is current, and check that the brokerage matches your paperwork. You can also find license-verified Ontario brokers on VerifiedAdvisors.ca, where every profile is checked against the FSRA register.
Who regulates mortgage brokers in Ontario?
The Financial Services Regulatory Authority of Ontario (FSRA). Ontario licenses mortgage agents and mortgage brokers (individuals), who must work through a licensed mortgage brokerage.
Is it free to check a broker's license?
Yes. The FSRA register is free and public, and so is searching VerifiedAdvisors.ca. You don't need an account.
What if I can't find my broker on the register?
If you can't find them, or the license isn't active, don't sign anything or send money. Ask for their license number and check again, then contact FSRA. FSRA regularly warns consumers about unlicensed operators offering mortgage services in Ontario.
How does VerifiedAdvisors.ca verify brokers?
We check every broker against the FSRA register before they are listed, recheck licenses regularly, and hide a profile when a license lapses. Profiles show the regulator and the date we last checked.
Checking a broker in another province? British Columbia (BCFSA) · Alberta (RECA) · All provinces
This page is general information, not legal advice. Registers and contact details belong to FSRA and can change; always rely on the regulator's own website. Last reviewed October 2026.