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Verified Mortgage Brokers in Richmond Hill
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Mortgage brokers in Richmond Hill: what to know
Richmond Hill is known for large detached homes, and many sell above the price limit for an insured mortgage. That means a down payment of at least 20% and a lender that is comfortable with a larger loan. Many owners here also already have significant equity in their homes, which brings a different set of questions: refinancing, a home equity line of credit, or using equity to help a child buy a first home.
A mortgage broker compares banks, credit unions and lenders that only work through brokers, so you can see how the options differ before you commit.
Richmond Hill buyers pay the Ontario land transfer tax only. There is no municipal land transfer tax, and first-time buyers may qualify for a rebate.
In Ontario, mortgage professionals are licensed by the Financial Services Regulatory Authority of Ontario (FSRA) as a Mortgage Agent Level 1, Mortgage Agent Level 2 or Mortgage Broker, and must work through a licensed brokerage. Every broker and agent on this page has been checked against FSRA's public records. You can also search FSRA's licensee lookup yourself.
Largest mortgage brokerages in Richmond Hill
Ranked by the number of license-verified brokers and agents on VerifiedAdvisors.ca who list Richmond Hill as their city. 1 Richmond Hill brokers have claimed and updated their profile.
- Mortgage Alliance Company of Canada Inc., The operating as Mortgage Alliance22 verified
- Ultimate Mortgage and Finance Solutions Inc. operating as Ultimate Mortgage Group16 verified
- 8Twelve Mortgage Corporation14 verified
- Affinity Mortgage Solutions Inc. operating as Dominion Lending Centres Affinity Mortgage Solutions11 verified
- Centum Financial Services Limited Partnership11 verified
- PINEAPPLE FINANCIAL INC. operating as PINEAPPLE11 verified
- Pegasus Mortgage Lending Center Inc.10 verified
- Mortgage Outlet Inc. operating as SIGMA MORTGAGE9 verified
- Centum Monest Mortgage Inc.8 verified
- Real Mortgage Associates Inc. operating as RMA Real Mortgage Associates8 verified
Verified mortgage brokers near Richmond Hill
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