How to check a mortgage broker's license in British Columbia
Before you share your financial details or sign anything, take two minutes to confirm your broker is licensed with the BC Financial Services Authority (BCFSA). Here's exactly how.
Quick answer: search the broker's full legal name on the BCFSA "Find a mortgage broker" register, check the license is current, and make sure the brokerage matches your paperwork.
Open the BCFSA register ↗Search verified BC brokersWho licenses mortgage brokers in British Columbia
In British Columbia, mortgage brokers and mortgage brokerages must be licensed by the BC Financial Services Authority (BCFSA). Licenses are issued for two years at a time, and BCFSA keeps a public register of everyone who is currently licensed. BC uses three terms: the mortgage brokerage (the licensed business), the principal broker (responsible for supervising the brokerage) and the mortgage broker (the licensed individual you deal with).
Step by step: verify a broker on the BCFSA register
- Ask the broker for their full legal name and the brokerage they work with.
- Open BCFSA's Find a mortgage broker register and choose Find an Individual. Search by name (searching by license number shows only limited information).
- Check they appear on the register: it lists people and businesses that are currently licensed.
- Confirm the brokerage matches the one on your paperwork, and look for any conditions, restrictions or discipline shown on their record.
- Not sure? Contact BCFSA directly: mortgagebrokers@bcfsa.ca, 604-660-3555 or toll-free 1-866-206-3030.
Red flags to watch for
- They can't or won't give you their full legal name, license details or brokerage.
- The name or brokerage on the register doesn't match their card, email or website.
- They pressure you to sign quickly, or to sign documents you don't understand or that have blanks.
- They ask you to send money to a personal account, or "guarantee" an approval before seeing your documents.
Can't find them? If you can't find them, don't sign anything or send money. Ask the broker for their exact licensed name, then check with BCFSA (mortgagebrokers@bcfsa.ca). To report possible unlicensed activity, BCFSA asks you to email brokerconduct@bcfsa.ca.
Find a license-verified broker in British Columbia
Every broker on VerifiedAdvisors.ca is checked against the BCFSA register before they are listed, and hidden automatically if their license lapses.
Or get matched with verified brokers for your situation.
Verified mortgage brokers by city in British Columbia
Frequently asked questions
How do I check if a mortgage broker is licensed in British Columbia?
Search their full legal name on the BC Financial Services Authority (BCFSA) public register ("Find a mortgage broker" register), confirm their license is current, and check that the brokerage matches your paperwork. You can also find license-verified British Columbia brokers on VerifiedAdvisors.ca, where every profile is checked against the BCFSA register.
Who regulates mortgage brokers in British Columbia?
The BC Financial Services Authority (BCFSA). BC uses three terms: the mortgage brokerage (the licensed business), the principal broker (responsible for supervising the brokerage) and the mortgage broker (the licensed individual you deal with).
Is it free to check a broker's license?
Yes. The BCFSA register is free and public, and so is searching VerifiedAdvisors.ca. You don't need an account.
What if I can't find my broker on the register?
If you can't find them, don't sign anything or send money. Ask the broker for their exact licensed name, then check with BCFSA (mortgagebrokers@bcfsa.ca). To report possible unlicensed activity, BCFSA asks you to email brokerconduct@bcfsa.ca.
How does VerifiedAdvisors.ca verify brokers?
We check every broker against the BCFSA register before they are listed, recheck licenses regularly, and hide a profile when a license lapses. Profiles show the regulator and the date we last checked.
Checking a broker in another province? Ontario (FSRA) · Alberta (RECA) · All provinces
This page is general information, not legal advice. Registers and contact details belong to BCFSA and can change; always rely on the regulator's own website. Last reviewed October 2026.