Find a Verified
Mortgage Broker
in Kelowna

Kelowna attracts a different mix of buyers than most BC cities: retirees, people moving from the Lower Mainland or Alberta, remote workers and buyers looking for a second home in the Okanagan. Each of these needs a different kind of mortgage. A retiree's pension income, a self-employed buyer's business income and a vacation property are all treated differently by lenders. A mortgage broker compares banks, credit unions and lenders that only work through brokers, and can find one whose rules fit your situation.

If you plan to rent the property short term, check the rules before you buy. BC's short-term rental rules limit most short-term rentals to the host's principal residence in many communities, Kelowna included. A second home that sits empty may also be subject to the provincial speculation and vacancy tax.

In British Columbia, mortgage brokers are regulated by the BC Financial Services Authority (BCFSA). Every broker on this page has been checked against BCFSA's public registry, and you can search it yourself. Plan for the BC property transfer tax on closing.