Find a Verified
Mortgage Broker or Agent
in Ottawa

Ottawa's housing market is steadier than Toronto's, and many buyers here have stable public sector or tech sector incomes. That gives Ottawa borrowers more lender choice, which is exactly where a mortgage broker helps. A broker compares banks, credit unions and lenders that only work through brokers, so you see more than one offer without applying at each one.

In Ontario, mortgage professionals are licensed by the Financial Services Regulatory Authority of Ontario (FSRA) as a Mortgage Agent Level 1, Mortgage Agent Level 2 or Mortgage Broker, and must work through a licensed brokerage. Every broker and agent on this page has been checked against FSRA's public records. You can also search FSRA's licensee lookup yourself.

Unlike Toronto, Ottawa has no municipal land transfer tax. Buyers pay the Ontario land transfer tax only, and first-time buyers may qualify for a rebate.

Thinking about buying across the river in Gatineau? Quebec works differently. Mortgage brokers there are licensed by the Autorité des marchés financiers (AMF), not FSRA, and Quebec buyers pay a municipal transfer duty often called the welcome tax. If the property is in Quebec, ask whether your broker holds a Quebec licence before you start.