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Mortgage Broker
in Burnaby

Burnaby's skyline has changed fast, with condo towers rising around Metrotown, Brentwood and other SkyTrain stations. Many buyers here are purchasing a strata unit, often before it is built. Presale purchases raise mortgage questions you should answer before you sign: how long a lender will hold an approval, what happens if the appraisal comes in low at completion, and how your deposit counts toward the down payment.

For resale strata units, ask your broker how the lender will review the strata documents and depreciation report. Some lenders are stricter than others with older buildings.

In British Columbia, mortgage brokers are regulated by the BC Financial Services Authority (BCFSA). Every broker on this page has been checked against BCFSA's public registry, and you can search it yourself. Plan for the BC property transfer tax on closing. First-time buyers and buyers of newly built homes may qualify for an exemption.

A mortgage broker compares banks, credit unions and lenders that only work through brokers, so you see more than one offer without applying at each one.