Find a Verified
Mortgage Broker
in Vancouver

Vancouver is one of the most expensive housing markets in North America, and that changes how a mortgage gets built. Larger loans, bigger down payments and stricter qualifying mean the lender you choose matters more here than in most Canadian cities. A mortgage broker compares banks, credit unions and lenders that only work through brokers, so you can see more than one offer without applying at each one.

In British Columbia, mortgage brokers are regulated by the BC Financial Services Authority (BCFSA). Every broker on this page has been checked against BCFSA's public registry, and you can search it yourself before you sign anything.

Vancouver buyers should also plan for costs beyond the mortgage. The BC property transfer tax is due on closing, and first-time buyers and buyers of newly built homes may qualify for an exemption. Owners who leave a property empty may face the City of Vancouver's Empty Homes Tax and the provincial speculation and vacancy tax, which matters if you are buying a second home or an investment condo.

If you are buying a strata unit, ask your broker how the lender will review the strata documents and depreciation report. Some lenders are stricter than others with older buildings.