Terms of Service Last Updated: February 23, 2026

1. Acceptance of Terms By accessing and using VerifiedAdvisors.ca (“the Website”), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Website’s particular services, you shall be subject to any posted guidelines or rules applicable to such services.

2. Not a Financial Advisor or Brokerage VerifiedAdvisors.ca is strictly an online directory and reputation management platform.

  • We are not a financial institution, lender, mortgage brokerage, insurance provider, or financial planning firm.

  • We do not offer financial advice.

  • We do not originate loans.

  • Any information found on this Website is for informational purposes only. The “Verified” status of a profile indicates that the professional has verified their identity with us; it does not constitute an endorsement of their financial products or services. VerifiedAdvisors.ca operates as an advertising platform for professionals to display their qualifications.

3. User-Generated Content (Reviews) You acknowledge that VerifiedAdvisors.ca acts as a passive conduit for the distribution of user-generated content.

  • User Responsibility: Users are solely responsible for the content of their reviews. Reviews must be based on genuine, first-hand experiences.

  • No Liability: VerifiedAdvisors.ca does not endorse any user-generated content and is not liable for any statements, representations, or omissions made by users in their reviews. We reserve the right, but have no obligation, to remove content that violates our policies or is deemed defamatory, offensive, or fraudulent.

4. Paid Memberships: Professionals may purchase Premium membership ($99/month) to access enhanced profile features including featured placement, lead notifications, and license monitoring.

  • Premium Membership Fee: The $99/month fee provides advertising visibility, featured placement, lead notifications, license monitoring, and profile analytics. This fee is not a commission based on the success of loan applications or financial transactions.

  • Instant Delivery: As these are digital services (profile upgrades, badge verification, analytics access), the service is considered “delivered” immediately upon payment confirmation.

5. Refund Policy Due to the digital nature of our services (instant access to profile management tools and featured placement), all sales are final. Premium subscriptions may be cancelled at any time, with cancellation taking effect at the end of the current billing period. No refunds will be provided for partial months. Refunds may be granted at the sole discretion of VerifiedAdvisors.ca management only in cases of technical error (e.g., double billing). 

6. Limitation of Liability In no event shall VerifiedAdvisors.ca, its owners, or its affiliates be liable for any indirect, incidental, special, or consequential damages arising out of the use or inability to use the Website, including but not limited to damages for loss of profits, data, or other intangibles.

7. Governing Law This Agreement shall be governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein.

8. Advisor Responsibilities

Financial advisors who create profiles on VerifiedAdvisors.ca agree to:

– Maintain valid, current licensing with their provincial regulatory body
– Provide accurate license information and professional credentials
– Notify us immediately if their license status changes (suspension, expiration, revocation)
– Comply with all applicable regulations governing their profession
– Not misrepresent their qualifications, services, or credentials
– Respond professionally to consumer inquiries received through the platform

VerifiedAdvisors.ca reserves the right to remove or suspend any advisor profile that:

– Contains false or misleading information
– Represents an advisor with expired, suspended, or revoked licensing
– Violates our content policies or terms of service
– Receives verified complaints of misconduct

9. Intellectual Property

The VerifiedAdvisors.ca website, including all content, features, logos, and functionality, is owned by VerifiedAdvisors.ca and is protected by copyright, trademark, and other intellectual property laws.

Users may not:

– Copy, reproduce, or distribute content from the site without permission
– Use our trademarks, logos, or branding without authorization
– Scrape or data mine advisor information from the platform
– Reverse engineer or attempt to extract our verification processes

Advisors grant VerifiedAdvisors.ca a license to display their professional information, credentials, and any content they submit (photos, descriptions, testimonials) on our platform and in marketing materials.

10. Changes to Terms of Service

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website with an updated “Last Updated” date.

Continued use of VerifiedAdvisors.ca after changes constitutes acceptance of the modified terms.

For Premium subscribers, we will provide 30 days’ notice of any material changes that affect pricing or core service features.

11. Contact Us

If you have questions about these Terms of Service, please contact us:

Email: support@verifiedadvisors.ca
Location: Vancouver, British Columbia, Canada