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Q: I’m buying my first home. What should I do before I start looking?
Before you start house hunting, it’s important to understand what you can comfortably afford. I recommend reviewing your income, credit, existing debts, down payment and closing costs, then getting a mortgage pre-approval. This gives you a clearer budget and helps you shop with confidence. I can help you understand the numbers, explain your mortgage options and prepare you for the financing process before you find the right home.
Answered October 2026
Q: I’m self-employed and write off a lot of expenses. Can I still qualify for a mortgage?
Yes. Being self-employed doesn’t automatically prevent you from qualifying for a mortgage. Lenders may consider your income, credit, down payment, business history and supporting documentation. Because self-employed borrowers often have legitimate business write-offs that reduce taxable income, it’s important to review the complete financial picture. I can help assess your situation and explore suitable mortgage options available through lenders within my network.
Answered October 2026
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✓ Answers reviewed by VerifiedAdvisors.ca. General information only, not personal financial advice. Speak with a licensed broker about your situation.
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